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By [email protected] / August 10, 2026

Should I buy an apartment, maisonette or house?

There is no single best option. Your choice should depend on your budget, household needs, preferred location, required space and the property’s condition. Apartments may involve condominium arrangements and common-area costs, while maisonettes and houses may offer greater independence but can come at a higher purchase price.

How many bedrooms should I look for?

Consider both your current and future household needs. An additional bedroom may be useful if you plan to have children, work from home or regularly accommodate guests, but additional space will generally increase the purchase price and ongoing costs.

Is it worth paying more for a garage?

This depends on the location, availability of on-street parking and your budget. In areas where parking is limited, a garage may provide considerable convenience and could make the property more attractive, but the additional cost should be considered within your overall budget.

Is buying on plan normally cheaper?

While properties on plan tend to be cheaper, it is not always the case. Buying on plan may sometimes be offered at a lower price, particularly during the early stages of a development, but this is not guaranteed. Consider the final cost, completion timeline, finishes included, permits and the developer’s track record before deciding.

Are there any income or asset limits when applying for the 10% Deposit Scheme?

Yes. Applicants who are applying for the 10% Deposit Scheme must not have assets exceeding €25,000. Income limits are as follows:

– Single applicants aged 21 to 30 years: €19,000 – €35,000

– Single applicants aged 31 to 39 years: €25,000 – €35,000

– Couples (combined annual income): €19,000 – €35,000

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